The House of Representatives recently passed a bill that may have far reaching effects on retirement planning options for Americans. The House passed the Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019 on May 23 of this year. The law encourages more small employers to offer 401(k) plans and SIMPLE IRAs due … Read More »
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June is Alzheimer’s Disease and Brain Awareness Month
For those who have a loved one struggling with Alzheimer’s or dementia, every day can be a challenge. From trying to provide the best care possible and investigating new treatments to planning for long term needs, dealing with this degenerative brain disorder requires strength and courage. June is Alzheimer’s Disease and Brain Awareness month, and … Read More »
Anne Markel-Crozier Celebrates 5 Years with Attorney Chris Bratton!
Bratton Law’s Director of Elder Care Coordination, Anne Markel-Crozier, celebrates 5 years with attorney Chris Bratton! As Director of Elder Care Coordination, Anne works closely with our clients in the areas of elder law and life care planning. Specifically, she assists clients and their families in coordination of their health and long term care, serves … Read More »
What Are Nursing Home Rights in New Jersey?
Nursing home residents have special rights protected under New Jersey law. The New Jersey Department of Health provides information to the public on what to expect when transitioning into a nursing home and describes the rights for those living in a nursing home. Nursing home residents should understand they will be able to maintain their … Read More »
How Can You Protect Yourself from Consumer Scams?
Every year, thousands of older Americans are victims of consumer scams. The National Council on Aging (NCOA) reports that older Americans lose billions of dollars each year to scammers. Identifying common scams and what to do is important to protect the elderly from fraud. NCOA reports there are Social Security scams which in the past, … Read More »
The Best Time to Apply for Social Security Benefits
Thinking about applying for Social Security benefits? If so, while the regulations can be complicated, there are some guidelines to help in the decision-making process. It is possible to apply for benefits as early as 62, but this may not be the best time to apply. Knowing the best time to apply depends on individual … Read More »
What You Need to Know About Medicaid Long Term Care
Medicaid long term care provides resources for medical and personal needs for people who have a chronic illness or disability and do not have enough in retirement savings or assets to pay for medical care. Medicaid long term care will pay for services such as help with the daily living activities of walking, eating, bathing, … Read More »
What Are Fixed and Discretionary Trusts?
Two of the main types of trusts are fixed and discretionary trusts. Both trusts can be used to provide tax relief and prevent resources from going through probate. Yet how they are managed differs. A fixed trust identifies the beneficiaries and how the assets should be distributed. A discretionary trust offers the trustee the option … Read More »
What is an Advance Directive?
An advance directive is a legal document to ensure that decisions about medical treatment are followed when an individual becomes incapacitated. Such documents identify what to do specifically when an individual cannot make choices and are valuable not only for medical treatment and care but also end of life decisions. In New Jersey, one type … Read More »
What Are the Responsibilities of a Guardian?
When an elderly or disabled individual is incapable of making decisions, a guardian can assume the responsibility for the incapacitated person’s health, welfare, and safety. Some examples of individuals who may need a guardian are those incapacitated by mental illness, physical illness or disability, chronic drug or alcohol abuse and those with developmental disabilities. Usually, … Read More »
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