For those individuals receiving SSI or Medicaid, the Centers of Medicare and Medicaid Services (CMS) has released its SSI and Spousal Impoverishment Standards for 2020. The official spousal impoverishment allowances for 2020 are as follows: Minimum Monthly Maintenance Needs Allowance (MMMNA): $2,113.75 thru July 1,2020 Maximum Monthly Maintenance Needs Allowance: $3,216 Minimum Community Spouse Resource … Read More »
If you do not have children, who should you leave your estate to when you are gone? For many people, this is a challenging decision as making the right choice for you will depend upon what you would like to do with your assets. If you are single and childless, having an estate plan is … Read More »
In New Jersey, a durable power of attorney allows you to give others the ability to make financial and business decisions on your behalf. This legal document can go into effect immediately and will remain in effect should you become incapacitated. You can also give specific authority to the person you choose, and this can … Read More »
If you or someone close to you needs long-term care, understanding how to pay for these services is essential. Approximately 4 million people are admitted to nursing homes each year, according to the Centers for Disease Control (CDC). In addition to nursing homes, other long-term care is provided at home by relatives or friends. Understanding … Read More »
As winter approaches, many seniors worry about staying safe. For some, the fear of falling or getting the flu is a serious concern. Traveling can also be risky but there are a few things you can do to make sure you avoid some of the hazards the winter weather can bring. What a lot of … Read More »
During the holiday season, staying active and engaged in activities can have a positive effect on you mentally and physically. There are other things to do in addition to the everyday activities of bingo, chess, and other tabletop games. By choosing some new options, seniors can be active and engaged while feeling happier during the … Read More »
Each year thousands of readers cast their votes for the attorneys they turn to in times of need and for the 11th consecutive year, we are honored to announce that attorney Chris Bratton has been nominated as “Awesome Attorney” by South Jersey Magazine. Chris is featured in this month’s South Jersey Magazine for the field … Read More »
Thanksgiving is a time to get together with friends and family to enjoy one another. If you are a caregiver of a family member with dementia, you know how challenging it can be to help your loved one and others have a wonderful holiday. You are not alone–the Alzheimer’s Association reports there are 15.7 million … Read More »
Having a long-term care plan is a wise investment, as it can provide you with the chance to make important decisions about your care and finances while you are still able to do so. The United States Department of Health and Human Services reports that each day, approximately 10,000 Baby Boomers turn 65, and for … Read More »
If you are one of the many heroes providing care to others, you know how demanding taking care of someone can be, and understanding how to avoid caregiver stress is essential. The National Alliance for Caregiving reports there are 34.2 million unpaid caregivers in the United States providing care to those over 50. Also, nearly … Read More »
