There are many challenges facing senior citizens and their families, and it can be difficult to put the programs designed to assist them to work for you. An elder law lawyer in Lower Merion, PA can help you plan for the future and prepare your family and your assets for any contingency.
If you or a loved one are looking for assistance with an elder law issue, the team at Bratton Estate & Elder Care Attorneys is ready to help. In addition to elder law attorneys, our team also features social workers and a registered nurse. We understand how delicate these matters can be, and we are committed to treating our clients with respect and compassion.
Call us today at (856) 857-6007 to get started with a confidential consultation.
We Can Help with Almost Any Area of Elder Law
An elder law lawyer in Lower Merion, PA can help you and your family with all of your future planning needs, including:
Putting together a robust and comprehensive asset protection plan can help you shield yourself against unforeseen circumstances that may develop in the future. Some examples of asset protection that an elder law lawyer can help you with include:
- Asset Transfers. There are many benefits to transferring assets from joint accounts into a trust or the accounts of your loved ones.
- Pensions. Our team understands how retirement accounts like 401(k)s, IRAs, and pension plans interact with local and federal tax laws. We offer retirement and tax planning services that can help you make the most of your assets.
- Insurance for Long-Term Care. Nursing homes and assisted-living facilities are incredibly expensive. Investing in long-term care insurance can help bridge the gap between what Medicaid will cover and what the care you need will cost.
- Medicaid-Qualifying Trust. Our elder law lawyers know how to create a trust that qualifies for Medicaid even if your net worth would normally be too high for such consideration.
Estate planning is the cornerstone of putting your affairs in order. Our team can help reduce the stress and expense your loved ones will face after you have passed away by protecting their legal authority over your estate. A good estate plan can also provide for minor children and stave off unnecessary taxes that would otherwise eat away at your assets.
Our team can help with any of the following areas of estate planning in Lower Merion, PA:
- Wills and trusts
- Retirement and tax planning
These are not the only ways that an elder law lawyer in Lower Merion, PA can help you plan for the future. Call our team today at to learn more about what we can do for you.
Power of Attorney
One of the most difficult decisions to make involves granting another individual the power to make certain legally binding decisions for you. Any person granted the power of attorney can act on your behalf when it comes to signing leases, transferring money, managing income, paying bills, and more. Notably, medical decision-making is not included unless you have specifically granted healthcare power of attorney as well.
If you become incapacitated and there is no clearly defined power of attorney on record, a court-appointed party may be granted guardianship or conservatorship over you. This is a very powerful designation—even your spouse cannot make all of the decisions that your guardian or conservator can legally take on your behalf.
Our team can help you handle this delicate matter on your own terms by proactively designating a person you trust to serve as your guardian or conservator instead. Talk to an elder law lawyer in Lower Merion, PA today to learn more about the powers of attorney and which ones may be right for you and your family.
The cost of ongoing medical care can be extremely high, especially if you or your loved one lives in a nursing home or assisted living facility. Medicaid can help mitigate a portion of these costs, but only if your financial portfolio qualifies for assistance.
The following requirements must be met to qualify for Medicaid in Pennsylvania:
- You must be a U.S. citizen or a qualified immigrant
- You must be:
- At least 65 years old
- OR, blind
- OR, permanently disabled
- OR, be pregnant and/or qualify as a family with dependent children
- You must not exceed the federal standards for financial income and total assets
An elder law lawyer in Lower Merion, PA can help you maximize your chances at qualifying for assistance from Medicaid by using gifting trusts and other financial vehicles to spend down your assets while keeping them in the family. It is important to do this in the appropriate way—if done improperly, you may be barred from receiving Medicaid benefits at all, regardless of circumstances, for several years.
Call an Elder Law Lawyer in Lower Merion, PA Today
If you or a loved one are navigating the challenging waters of these and other elder law issues, the team at Bratton Estate & Elder Care Attorneys can help. We are passionate about protecting the rights of senior citizens and their families. Call us today at (856) 857-6007 to get started with a completely confidential consultation.