Nursing home residents have special rights protected under New Jersey law. The New Jersey Department of Health provides information to the public on what to expect when transitioning into a nursing home and describes the rights for those living in a nursing home. Nursing home residents should understand they will be able to maintain their […]
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Every year, thousands of older Americans are victims of consumer scams. The National Council on Aging (NCOA) reports that older Americans lose billions of dollars each year to scammers. Identifying common scams and what to do is important to protect the elderly from fraud. NCOA reports there are Social Security scams which in the past,
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Thinking about applying for Social Security benefits? If so, while the regulations can be complicated, there are some guidelines to help in the decision-making process. It is possible to apply for benefits as early as 62, but this may not be the best time to apply. Knowing the best time to apply depends on individual
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Medicaid long term care provides resources for medical and personal needs for people who have a chronic illness or disability and do not have enough in retirement savings or assets to pay for medical care. Medicaid long term care will pay for services such as help with the daily living activities of walking, eating, bathing,
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Two of the main types of trusts are fixed and discretionary trusts. Both trusts can be used to provide tax relief and prevent resources from going through probate. Yet how they are managed differs. A fixed trust identifies the beneficiaries and how the assets should be distributed. A discretionary trust offers the trustee the option
What Are Fixed and Discretionary Trusts? Read More »
When creating a trust, the person creating the trust, who is also called the grantor, should carefully consider the choice of a trustee. This will be the person or entity designated to manage the trust and distribute assets upon the death of the grantor or some other triggering event. Often a grantor will choose a
What Are the Responsibilities and Liabilities for a Trustee? Read More »
There are several situations where someone may need a power of attorney. Some of the reasons for a power of attorney include granting someone the ability to act on another person’s behalf such as in managing finances, making healthcare decisions, and conducting real estate or other transactions. At any time, an individual may choose to
Why Would Someone Need a Durable Power of Attorney? Read More »
Dementia is a term used to describe symptoms related to a decline in memory, communication and thinking abilities which are severe enough to impact a person’s ability to do daily activities. Alzheimer’s Disease as explained by the Alzheimer’s Association accounts for 60 to 80% of cases of dementia. Some other causes are Parkinson’s disease, traumatic
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Long term care refers to the treatment a person needs for a long debilitating illness, a significant disability or other disorders limiting their ability to care for themselves. Long term care includes skilled nursing care, rehabilitation, hospice, respite, adult day care, residential and assisted living as well as home care. The need for this level
What Does Long Term Care Really Cost in New Jersey? Read More »
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